Personal Finances Pro 3.8

OS : Windows 2000, XP, Vista, CE

Software Licensing : Shareware ($34.95)

Created : Oct 23, 2009

Download size : 4008 kBytes

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PORTABLE FINANCE PROGRAM FOR FLASH DRIVE

Personal Finances is an elegant, easy, yet technically advanced personal financial tool for Windows users. Putting budget tracking on auto-pilot, the program will help users to plan budget, track income and expenses and cut back on purchases you can live without. The program will also help users to track expected spending, income and see how much money the user will have at any date in the future. Personal Finances is portable and can be installed on any USB drive.

Designed with the beginner in mind, Personal Finances lets anyone start budget planning without a learning curve and shock from software complexity. For the most part this is due to a easy, well-designed interface. The main window puts all accounts, financial transactions, tools and options in front of the user, letting you review any budget item and modify the budget.

To get started, the user is required to create accounts, which can be a pocket money, real bank account, etc, credit card, cash. The next step is to enter transactions, both earnings and purchases. To make it easier for the user to track spending in details, transactions can be defined with family members, tags, categories. Tags help to differentiate between similar transactions that fall into one category.

Personal Finances allow user to generate bar, pie chart reports and trands with percentages and totals that reflect the flow of money for any period of time. The user can generate reports by categories, tags, family members. By clicking on any item in the report, one can drill down deeper to transactions associated with the item. Reports can be printed to paper, or saved to file in HTML, CHM, or TXT.

The program can help the user review the financial health of the home budget, see the spending categories that need to be trimmed in order to make a balanced budget one can live on without lapsing into debt.

Personal Financesto Help People Track Budget More Easily

With the economy in such poor shape, people start budgeting and turn their head to online personal finance programs. However their complexity is often so frustrating that many cannot event understand whether they lived within a budget this month or not. As a result, users come back to the simplest personal finance tool - pencil, paper and brain. The folks behind Personal Finances think it doesn’t have to be that way.

April 8, 2009 - Alzex today announces Personal Finances 3.5, the newest version of a personal finance manager that will help users to track income and expenses quickly and virtually automatically. With a glance at its reports and graphs, users will understand their earning and spending patterns, find areas of excessive expenditure and cut down unnecessary expenses. Personal Finances also provides future planning. Users can project expected spending and income and know their exact financial situation at a future date.

“Many people don’t understand the concept of online personal finance, and authors of online personal finance programs don’t make it any easy, ” says Alexander Shirokov, author of Personal Finances.” In the spirit of making sure their software has every single function one may ask for, they keep on updating their tools with more and more features. These supersized systems make the budgeting task so daunting that many won’t use software just to avoid the hassle and turn to the good-old pencil, paper and brain. In developing Personal Finances, we aimed this large “embarrassed-by-complexity” category of users and did our best to make budgeting simple.”

Personal Finances offers the summary view of all transactions, reports by categories, family members and tags to see how much of the budget is allocated to each category or member of the family and identify areas to cut spending if the budget comes out on the negative side. The user can generate reports that cover any period of time. Results can be printed out or saved to one of the formats: HTML, CHM, or TXT.

With Personal Finances, one can have the convenience of the personal finance software without carrying around the laptop. When the user goes on a journey, he can install Personal Finances onto a USB stick and keep track of all purchases. This can come in handy when one needs to record his financial transactions. Simply plug-in the USB to any computer, update transactions and unplug it. No traces are left behind on the host machine.

Personal Finances runs on Windows NT/2000/XP/Vista and comes in two editions: Professional and Freeware. For more information about the product or to download a free 30-day trial, visit www.financessoftware.com

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